Main Office (NDC) New Hours Effective July, 2024
The main office (NDC) will be open to serve you Monday – Friday 8:30AM – 4:30PM. Closed during lunch from 1:00PM - 1:30PM
We apologize for any inconvenience.
Thank you.
News and Information
Pleasant Ridge New Hours Effective February 8, 2023
PLEASANT RIDGE OFFICE WILL OPERATE AS FOLLOWS:
MONDAY CLOSED
TUESDAY 1 P.M – 4:30 P.M.
WEDNESDAY CLOSED
THURSDAY 1 P.M – 4:30 P.M.
FRIDAY CLOSED
The main office (NDC) will be open to serve you Monday – Friday 8:30AM – 4:30PM. Closed during lunch from 1:30PM - 2:00PM
We apologize for any inconvenience.
Thank you
Routing Number: 253175957
Dormant Accounts
At GCU we understand accounts go unused for many different reasons. You may have moved, you may have simply forgotten you had an account with us, or maybe a family member/parent opened an account for you years ago and you had no idea. While we hope you continue utilizing our services, we want you to be aware of how an account can become dormant.
What causes an account to go dormant?
§ Dormant accounts are defined as accounts that have had no activity on shares/savings or loans for a period of 12 months or more. Posting of accrued interest to accounts does not constitute transaction activity.
What can you do to prevent your account from going dormant?
Stay active with GCU!
§ Members will be reminded to keep their account active by making at least one deposit, withdrawal, or transfer to their account per year.
§ Set up direct deposit
§ Use your debit or credit card
§ Conduct regular transactions on your account or at minimum, once a year
Fees on all accounts shall be assessed at $5 per month (non-refundable) after 12 months of inactivity. The fee shall continue monthly until the balance in the account is zero and the account is closed, or the account has been reactivated.
Have your funds ever been escheated?
Any account that is dormant five years or more, the balance in the account will automatically be escheated to the North Carolina Department of State Treasurer . The credit union will make necessary attempts to contact dormant accounts before the funds are escheated to the state. This makes it essential that addresses and phone numbers on all accounts are current and up to date.
What do I do now? You must provide current / valid photo ID and proof of address and reactivate your account by making a lodgment to the account.
Joining is Simple!
An account may be opened by filling out a membership card and producing picture identification and a Social Security Card. Membership Cards are available at each office. The minimum balance required is $5.00. Your family may join as well, which also includes persons living in the same residence.
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Greensboro Credit Union website and entering a website hosted by another party. GSOCU is not responsible for, the product, service or overall website content available at this third-party site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Greensboro Credit Unionwebsite. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Greensboro Credit Union. CLICK OK TO CONTINUE OR CANCEL TO ABORT
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