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Privacy Policy

FACTS WHAT DOES GREENSBORO CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why? Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account Balances
  • Payment history
  • Transaction History
  • Mortgage rates and payments
  • Checking account information
When you are no longer a member, we continue to share your information as described in this notice.
How? All financial institutions need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Greensboro Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Greensboro Credit Union share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes—information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes—information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 336-855-0662 or go to www.gboropcu.org
Who we are
Who is providing this notice? Greensboro Credit Union
What we do
How does Greensboro Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Greensboro Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Provide employment Information
  • Pay us by check

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Greensboro Credit Union does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Greensboro Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partner is our insurance company.

 

Joining is Simple!

An account may be opened by filling out a membership card and producing picture identification and a Social Security Card. Membership Cards are available at each office. The minimum balance required is $5.00. Your family may join as well, which also includes persons living in the same residence.

THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Greensboro Credit Union website and entering a website hosted by another party. GSOCU is not responsible for, the product, service or overall website content available at this third-party site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Greensboro Credit Unionwebsite. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Greensboro Credit Union. CLICK OK TO CONTINUE OR CANCEL TO ABORT

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